• Login
    View Item 
    •   UMI Repository Home
    • School of Business and Management
    • Department of Finance and Accounting
    • Theses and Dissertations
    • View Item
    •   UMI Repository Home
    • School of Business and Management
    • Department of Finance and Accounting
    • Theses and Dissertations
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Loan Management and Financial Performance in Financial Institutions

    Thumbnail
    View/Open
    A DISSERTATION SUBMITTED TO THE HIGHER DEGREES DEPARTMENT IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF THE MASTERS DEGREE IN MANAGEMENT STUDIES (FINANCIAL MANAGEMENT) OF UGANDA MANAGEMENT INSTITUTE (1.441Mb)
    Date
    2012-01
    Author
    Nabayiinda, Lydia Were
    Metadata
    Show full item record
    Abstract
    This was a case study on the effects of loan management on financial performance at Barclays Bank Uganda Ltd with the objectives of examining the effects of loan pricing, loan vetting, loan collection and competition on financial performance. A case study research design using both quantitative and qualitative approaches was used on a population of loan staff and borrowers of Barclays Bank of Uganda of which 181 were sampled using systematic and simple random sampling. Quantitative and qualitative data was collected using a questionnaire, interview schedules and a documentary checklist. The data collected was analyzed using SPSS of which graphs, mean, standard deviation, correlation analyses and regression analysis techniques were used. The study found out that correlation between loan pricing, loan vetting, loan collection and competition on financial performance of BBU was 0.4, 0.5, 0.6, and 0.5 respectively while they each predicted 16%, 23%, 45% and 17% of the variance in financial performance at the bank. The study concluded that loan pricing, loan vetting and loan collection had significant impact on the financial performance of the bank and that competition also had a significant influence on the relationship between loan management and financial performance at Barclays Bank. The study recommends that for sustained financial performance; the board, management and staff of commercial banks should always ensure that the responsible persons effect reasonable loan pricing, vetting, collecting while considering competition and making appropriate changes to adopt to the industry competition. The bank’s management and responsible persons should also educate customers on credit issues through customer promotions. The study recommends that other studies need to examine the influence of loan product design and customer retention on financial performance in the banking sector of Uganda.
    URI
    https://hdl.handle.net/20.500.12305/874
    Collections
    • Theses and Dissertations [64]

    UMISpace copyright © 2018  UMI Library
    Contact Us | Send Feedback
    Property of: 
    @mire NV
     

     

    Browse

    All of UMISpaceCommunities & CollectionsBy Issue DateAuthorsTitlesSubjectsThis CollectionBy Issue DateAuthorsTitlesSubjects

    My Account

    LoginRegister

    Statistics

    View Usage StatisticsView Google Analytics Statistics

    UMISpace copyright © 2018  UMI Library
    Contact Us | Send Feedback
    Property of: 
    @mire NV